Your contract is lying to you. So is your NIL deal.
⚠️ This is not tax advice, financial advice, or legal advice. This is just the math. We use publicly available tax rates and league rules to give you a rough estimate. Always talk to a real accountant. Learn more in our Articles →
The headlines say:
$0
You actually get:
$0
* Estimates based on publicly available tax rates and league rules.

Federal Income Tax: IRS Tax Brackets (Rev. Proc. 2025-41) – 37% top marginal rate

State Income Tax: State tax agency official rates (via Federation of Tax Administrators) – ranges from 0% to 13.3%

FICA / Self‑Employment Tax: IRC Sections 3101 & 1402 – 2.35% for employees, 15.3% for self‑employed (NIL earners)

Agent Commission: League players' association caps – NBA ≤4%, NFL ≤3%, MLB/NHL/NCAAM/NCAAB ≤5%

Jock Tax: Non‑resident state tax rules, duty‑day allocation – estimated 2% for pros, 1% for NCAA

League Escrow: NBA CBA Article IV, Section 8 – 10% withheld

Update Date: May 2026

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