League ranking · United States

NFL take-home pay: all 32 teams ranked after tax

On a $10,000,000 NFL contract, take-home pay runs from $4,285,000 at San Francisco 49ers to $5,615,000 at Dallas Cowboys — a spread of $1,330,000 for doing the same job.

Tax & league data: 2026.11 edition · reviewed October 2026

Every NFL team, ranked by net pay

$10,000,000 contract, 2026 tax rules, sorted by take-home pay
#TeamMarketTop rateNetKept
1Dallas CowboysTexas0%$5,615,00056.1%
2Houston TexansTexas0%$5,615,00056.1%
3Jacksonville JaguarsFlorida0%$5,615,00056.1%
4Las Vegas RaidersNevada0%$5,615,00056.1%
5Miami DolphinsFlorida0%$5,615,00056.1%
6Seattle SeahawksWashington0%$5,615,00056.1%
7Tampa Bay BuccaneersFlorida0%$5,615,00056.1%
8Tennessee TitansTennessee0%$5,615,00056.1%
9Arizona CardinalsArizona2.5%$5,365,00053.6%
10Cincinnati BengalsOhio2.8%$5,340,00053.4%
11Cleveland BrownsOhio2.8%$5,340,00053.4%
12Indianapolis ColtsIndia3%$5,320,00053.2%
13New Orleans SaintsLouisiana3%$5,315,00053.1%
14Philadelphia EaglesPennsylvania3.1%$5,308,00053.1%
15Pittsburgh SteelersPennsylvania3.1%$5,308,00053.1%
16Carolina PanthersNorth Carolina4%$5,216,00052.2%
17Detroit LionsMichigan4.3%$5,190,00051.9%
18Denver BroncosColorado4.4%$5,175,00051.7%
19Kansas City ChiefsMissouri4.7%$5,145,00051.4%
20Chicago BearsIllinois5%$5,120,00051.2%
21Atlanta FalconsGeorgia5.2%$5,096,00051%
22Baltimore RavensMaryland6.5%$4,965,00049.6%
23Washington CommandersMaryland6.5%$4,965,00049.6%
24Green Bay PackersWisconsin7.7%$4,850,00048.5%
25New England PatriotsMassachusetts9%$4,715,00047.1%
26Minnesota VikingsMinnesota9.8%$4,630,00046.3%
27New York GiantsNew Jersey10.8%$4,540,00045.4%
28New York JetsNew Jersey10.8%$4,540,00045.4%
29Buffalo BillsNew York10.9%$4,525,00045.2%
30Los Angeles ChargersCalifornia13.3%$4,285,00042.8%
31Los Angeles RamsCalifornia13.3%$4,285,00042.8%
32San Francisco 49ersCalifornia13.3%$4,285,00042.8%

How NFL money is taxed

NFL contracts are not guaranteed beyond the signing bonus, and agent commission is capped at 3% by the NFLPA. The 2026 salary cap is $301.2M per club.

Beyond the league deductions, every NFL salary meets the tax system of the country and state it is earned in. US-based players pay progressive federal income tax up to 37%, plus their state rate, plus a 2.35% Medicare contribution, plus a jock tax on duty days worked in other states.

Select a team above to see its full line-by-line breakdown at three contract sizes.

Questions

Which NFL team has the best take-home pay?

Dallas Cowboys come out on top: a $10,000,000 contract keeps about $5,615,000, or 56.1%. Dallas Cowboys play in Texas, where the top rate is 0%.

Which NFL team has the worst take-home pay?

San Francisco 49ers come out last: the same $10,000,000 contract keeps about $4,285,000, or 42.8%. The gap between the best and worst NFL market is $1,330,000 on a $10,000,000 deal.

What does NFL escrow and agent commission cost?

NFL has no league escrow modelled here, and agent commission is capped at 3% by the players' association.

Calculate your own NFL take-home pay →