The headlines say:
$0
You actually get:
$0
* Estimates from published 2026 tax rates and league rules.
- Data edition: 2026.11 · last reviewed October 2026. Every rate below is stored in one table (
TAX_2026) so it can be revised in a single place each year. - US federal income tax: IRS Revenue Procedure 2025-32 (tax year 2026), applied progressively 10%→37% with the $16,100 single standard deduction. The 37% rate starts at $640,600.
- US state income tax: Tax Foundation, State Individual Income Tax Rates and Brackets 2026 (published 17 February 2026). The state's top marginal rate is applied to the whole salary — deliberately conservative, since real state bills are progressive. Rates run 0% (TX, FL, TN, NV, WA) to 13.3% (CA).
- 2026 state revisions in this edition: Iowa 8.53%→3.80%, Nebraska 6.64%→4.55%, Louisiana 4.25%→3.00%, Arkansas 4.90%→3.90%, Mississippi 5.00%→4.00%, Kentucky 4.50%→3.50%, Ohio 3.50%→2.75%, Georgia 5.75%→5.19%, North Carolina 4.50%→3.99%, South Carolina 6.40%→6.00%, Missouri 4.95%→4.70%, Oklahoma 4.75%→4.50%, Utah 4.65%→4.50%, Kansas 5.70%→5.58%, Indiana 3.05%→2.95%, Maryland 5.75%→6.50%, Washington DC 9.90%→10.75%.
- Washington State: 0% on wage income. The 9% figure you see quoted is the capital gains excise tax on high earners, not a salary tax. The 9.9% millionaire tax starts in 2028 and only above $1M.
- Canada: combined federal + provincial top marginal rate — Ontario 53.53%, Quebec 53.31%, British Columbia 53.50%, Manitoba 50.40%, Alberta 48.00%. Source: PwC Tax Facts and Figures 2026; BDO top marginal rates. A Canadian club is not taxed as a US salary plus a provincial slice, which is how earlier versions of this tool modelled it.
- FICA / self-employment: 2.35% Medicare for contracted players already past the wage base; 15.3% self-employment tax for NIL earners (IRC 3101 and 1402).
- Agent commission: union caps — NBPA 4%, NFLPA 3%, MLBPA 5%, NHLPA 5%. Football is typically 5-10%. IPL has no cap and is estimated at 7%.
- League escrow: NBA CBA Article IV Section 8, 10% withheld. NHL escrow is not modelled here because the rate is negotiated season by season.
- Jock tax: non-resident duty-day allocation, estimated at 2% for professionals and 1% for NCAA. Not modelled for IPL, non-US leagues or Canadian clubs.
- Premier League (UK): 47% — 45% additional rate plus 2% National Insurance. Source: HMRC.
- La Liga (Spain): 47% — 24.5% state plus 22.5% regional at the top bracket. Regional rates differ; Catalonia and Valencia levy more.
- Bundesliga (Germany): 47.475% — 45% Reichensteuer plus 5.5% solidarity surcharge. Source: German Federal Ministry of Finance.
- Serie A (Italy): 46.5% — 43% IRPEF above EUR 50,000 plus roughly 3.5% regional and municipal surcharges. The Growth Decree relief for new arrivals has been repealed.
- Ligue 1 (France): 54.7% — 45% top rate plus 9.7% CSG/CRDS social charges. Source: service-public.gouv.fr.
- Primeira Liga (Portugal): 53% — 48% top rate plus 5% solidarity surcharge. Source: Autoridade Tributaria.
- Süper Lig (Turkey): 40% top bracket. Source: Turkish Revenue Administration.
- Eredivisie (Netherlands): 49.5% top bracket. Source: Belastingdienst.
- Saudi Pro League: 0% personal income tax. Source: ZATCA.
- IPL (India): 39% effective — 30% base rate plus 25% surcharge plus 4% cess for resident players at the top. Overseas players instead pay Section 115BBA withholding of 20% plus surcharge and cess, roughly 22-23%. Overseas players are capped at INR 18 crore, with the excess going to the BCCI player welfare fund.
- 2026-27 league figures: NBA salary cap $164.961M (NBA Communications, 2026); NFL cap $301.2M; NHL upper limit $104.0M with a $76.9M floor and $90.4M midpoint (NHL and NHLPA, 6 May 2026); MLB has no cap and its CBA expires 1 December 2026.
- What we do not model: itemised deductions, state credits, 401(k) and deferred compensation, signing-bonus allocation across seasons, endorsement income, and the US return a player still files while working abroad.
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